Tipping Your Skipper: How Much and When Should You Tip?

Marijan Radović

Mar 23, 2025

The islands, the sea breeze, and the freedom of the open water are easy to imagine when booking a skippered sailing holiday in Croatia. But just as important as the scenery is the person at the helm—your skipper. A good captain does far more than simply steer the yacht. They are the navigator, safety officer, local expert, problem-solver, and sometimes even storyteller. Naturally, many guests wonder how to properly tip their skipper at the end of the trip. Knowing how much to tip, when to do it, and why it matters will help you show your appreciation respectfully.

Why It's Important to Tip Your Skipper

Your skipper plays a central role in your holiday experience. Beyond navigating the boat, they plan safe routes, handle moorings, discover hidden coves, make restaurant bookings, and ensure your safety and comfort onboard. Many skippers see tipping as a personal gesture of gratitude for the effort they put into making the trip enjoyable and seamless.

While tipping is not mandatory in the yachting world, it is customary—especially when the service exceeds expectations. As in many areas of the hospitality industry, tipping is the standard way to recognize excellent service and professionalism.

How Much Should You Leave as a Tip?

In Croatia, it is common to tip your skipper between 5% and 15% of the total charter cost, depending on how satisfied you were with the service. If the skipper went above and beyond to ensure a great experience, a higher tip is a meaningful way to express thanks. For a week-long charter, this often adds up to a few hundred euros, depending on the cost of the yacht and complexity of the itinerary.

When sailing with a group, it’s standard practice to pool the tip among everyone and give it collectively. This ensures consistency and fairness in how the gesture is made.

If your charter includes a hostess or additional crew members, the tip is typically shared among them. You can either offer a single tip for the crew to divide or provide individual envelopes—depending on your preference and how duties were distributed during the trip.

When and How to Give Thanks

The best time to tip your skipper is at the end of the charter, typically on the final day before disembarkation. Tipping is usually done in cash, which is the most convenient and preferred method for most crew members. It’s customary to hand the tip directly to the skipper. If you're also tipping a hostess or chef, it’s a thoughtful touch to thank each person individually.

A verbal thank-you or a short written note can go a long way as well. Letting the crew know what made your trip special—whether it was their local knowledge, professionalism during challenging conditions, or ability to keep the atmosphere fun—adds a personal touch to your appreciation.

Tipping for Cabin Charters

Tipping etiquette is slightly different on a cabin charter, where the skipper is responsible for multiple guests or couples. In this case, each cabin is encouraged to tip individually, based on satisfaction with the service. Even though you're not chartering the whole yacht, the skipper is still working to ensure your experience is smooth and enjoyable.

For a one-week cabin charter, a typical tip is between €100 and €150 per cabin, but this can be adjusted depending on your overall impression of the trip.

Final Thoughts on Tipping at Sea

Tipping your skipper is a simple yet meaningful way to show appreciation for their efforts in making your sailing holiday safe, enjoyable, and memorable. While it's not mandatory, especially in regions like Croatia where skippered charters are common, it is certainly appreciated and widely practiced.

If your skipper introduced you to hidden bays, maintained the yacht to high standards, and made you feel comfortable and cared for, a thoughtful tip is a fitting way to say thank you. Whether you're a first-time guest or a seasoned sailor, understanding tipping etiquette ensures your sailing adventure ends on a respectful and positive note.

A Guide to Using the Dinghy: Safety, Access and Etiquette

### **The Dinghy: Your Essential Connection to Shore** The dinghy—that small inflatable boat tied to the stern—plays a key supporting role during a Croatian sailing holiday. While the main yacht may be the focus, the dinghy is used daily for getting ashore, gathering supplies, and exploring nearby coves. Just like the yacht, it requires care, respect, and basic understanding to use effectively. Although it might seem like a simple boat with an outboard engine, using the dinghy correctly gives you more confidence and flexibility throughout your trip. Here’s what you need to know. ### **Why the Dinghy Matters More Than You Think** In many anchorages or bays without marinas, yachts stay offshore. Whether you're heading to a nearby shop, a beach, or a restaurant, the dinghy becomes your only means of transport to land. It’s also essential for practical tasks—like carrying water, taking out trash (never thrown into the sea), or transporting guests to shore. Managing the dinghy well ensures comfort and convenience for everyone on board. ### **Dinghy Safety Basics** Your skipper will usually demonstrate how to use the dinghy on your first trip. Key safety tips include: - Always balance the weight onboard. Don’t all sit on one side or stand up suddenly. - Start the engine only once everyone is seated and the dinghy has safely cleared the yacht. - Wear a life jacket if you're unsure in the water, especially for children or in choppy conditions. - Use a light or torch if going ashore after dark—avoid night trips unless necessary. Learning to use the tiller, control the throttle, or start the engine takes just a few minutes. Don’t hesitate to ask your skipper for help. ### **Arriving at Shore by Dinghy** When approaching a dock, pier, or beach, go slowly—especially during high season when areas can be crowded. Secure the dinghy properly using a cleat or bowline. If landing on a beach, pull it above the high water line to prevent drifting. Never block walkways or public access points. Remove the outboard key or kill switch if leaving the dinghy for a while, and take any valuables with you. Your skipper can suggest the best landing points if you’re unsure. ### **Dinghy Etiquette: Sharing and Courtesy** Since the dinghy is shared, use it considerately: - Let others know when you plan to go ashore and when you'll return. - Keep it clean—don’t leave sand, wet clothes, or rubbish inside. - Ask the skipper about fuel or how to reattach the dinghy to the yacht if you’re unsure. - Avoid loud music and splashing near other anchored boats—peace and quiet are valued in most bays. ### **Fuel and Responsibility** The dinghy’s fuel tank is small but lasts for days with normal use. If you plan to use it more frequently or for longer trips, tell the skipper—they can show you how to refuel or check levels. Often, once the skipper sees you're comfortable with the dinghy, you'll be allowed to use it independently. Still, always ask first, especially in unfamiliar conditions or locations. ### **Conclusion: Let the Dinghy Be Part of the Journey** The dinghy gives you access to quiet beaches, coastal villages, and hidden corners of the Adriatic you can’t reach from the yacht alone. With a bit of care and awareness, it becomes a seamless part of your sailing adventure. Used responsibly, the dinghy provides both freedom and fun—whether you're returning from dinner or heading ashore for a coffee. Respect it, and it will enhance every part of your journey.

What to Expect When Sailing with a Skipper as a Couple vs. with a Group

One of the most flexible travel options you can arrange is a sailing holiday in Croatia. Depending on who you sail with, it can be social and lively or romantic and personal. One element, however, remains constant—the skipper. And while the skipper’s role doesn’t change, your onboard experience certainly does. From privacy to planning and energy onboard, sailing as a couple versus as a group brings a different rhythm. Understanding these differences helps you set expectations, communicate better, and get the most out of your time at sea. ### **Privacy and Space: From Intimate to Communal** When sailing as a couple, space feels abundant. You often have your own cabin, plenty of room on deck, and quiet mornings and evenings. Finding a private moment to swim, read, or watch the sunset is easy. Skippers often adopt a more reserved approach, allowing couples to enjoy the trip in peace. In a group, the boat becomes more social. Shared meals, laughter, and communal lounging define the vibe. There's less privacy but more energy. In these cases, the skipper may occasionally join in on meals or drinks, depending on the group's tone. ### **Decision-Making and Trip Planning** Couples tend to make decisions quickly and easily. Whether it's choosing the next island or deciding to stay anchored another night, things move fast. This gives the skipper more flexibility to adjust plans based on weather or opportunity. Groups bring more opinions—and more logistics. One person wants nightlife, another prefers hidden coves. A good skipper balances these preferences, guiding the group smoothly without letting the trip turn into endless negotiations. ### **Energy Onboard: Relaxed vs. Festive** Couples usually create a calmer, slower pace. Days are filled with reading, swimming, and slow lunches. Skippers mirror this by choosing quieter bays and suggesting peaceful spots for exploration or dinner. With a group, the boat often becomes a floating hub of energy—music, card games, sunset cocktails, and shared playlists. The skipper plays a bigger role in coordinating activities and maintaining flow so everyone enjoys themselves. ### **Food Preferences and Logistics** Couples often prefer low-key meals—either cooking aboard or enjoying quiet dinners in seaside restaurants. Provisioning is simple and flexible. Groups require more planning: more food, more drinks, more opinions. The skipper may help organise provisioning or suggest hiring a hostess. Group dinners often benefit from the skipper’s local contacts to secure reservations and avoid tourist traps. ### **Interacting with the Skipper** Couples tend to have more personal conversations with the skipper. There’s time for deeper discussions, informal sailing lessons, or help planning the next day. The skipper usually gives space but remains available. With groups, interaction becomes more public. The skipper answers many questions at once, plans group activities, and sometimes mediates differing preferences. Their role shifts from guide to facilitator and occasional host. ### **Evening Atmosphere at Anchor** Couples often seek peaceful evenings—dinner under the stars, a quiet swim, maybe a glass of wine before bed. The skipper usually retreats early, letting them enjoy the moment. Groups keep the social energy going—games, music, laughter, or even a spontaneous dance party. The skipper adapts accordingly, either stepping back or joining in as welcomed. ### **Final Thoughts: Two Different Vibes, One Great Experience** Sailing with a skipper in Croatia is a customisable experience shaped by the people onboard. As a couple, expect privacy, ease, and a deeper connection to the sea. In a group, anticipate excitement, variety, and shared stories that last long after the trip ends. In both settings, the skipper ensures things run smoothly, safely, and enjoyably. Understanding how group dynamics shape the onboard experience lets you make the most of every moment—whether you’re chasing romance or unforgettable group memories on the Adriatic.

The Best Ways to Spend Your Evenings When Anchored in a Quiet Bay

### **Evenings at Anchor in Croatia: A Different Kind of Magic** Dropping anchor in a peaceful Croatian bay as the sun sets has a timeless quality. Evenings at anchor provide an entirely different rhythm after a day of sailing, swimming, and island exploration. The world slows down, the sea becomes glassy, and the boat's soft rocking serves as a reminder that you are far from the bustle of the city and the crowds. Travellers who choose quiet anchorages over beach bars and loud music often discover that the most memorable nights are those spent in silence, beneath the stars, surrounded by nature and good company. Here's how to make the most of those magical hours. ### **Sip a Drink and Watch the Sunset** There is nothing quite like the golden hour on the water. As the sun sets behind distant hills or islands, the sky lights up in vivid shades of orange, pink, and deep blue. It's the perfect time to sit in the cockpit, pour a refreshing gin and tonic or open a bottle of Croatian wine, and enjoy the view. Some bays are known for their stunning sunset angles—those that face west or reflect golden light off rocky cliffs. Many skippers know these locations well. No matter how often you see it, a sunset on the Adriatic never gets old. ### **Savour a Homemade Meal on the Deck** Even if you plan to dine out during your sailing trip, peaceful evenings at anchor are ideal for enjoying a relaxed, home-cooked meal on board. Whether it’s fresh fish from the local market, grilled vegetables, or a simple pasta with olive oil and herbs, food tastes better when shared at sea. Preparing dinner together, setting the table under the open sky, and eating by lantern light brings a special kind of peace. With no reservations to rush for, you can take your time and savour the evening. ### **Swim Beneath the Stars** For those open to a little chill, a night swim can become one of the most unforgettable experiences of your trip. On particularly clear nights, the sea may shimmer with bioluminescence, lighting up with every movement. When the engine is off and the bay is quiet, the water feels like a dark, reflective mirror, and the stars above seem closer than ever. It’s serene, thrilling, and incredibly peaceful all at once. ### **Relax with Music or a Book** Not every evening has to be eventful. Sometimes, the best moments come from doing very little. Whether it’s lying on deck with a good book, listening to a mellow playlist, or simply watching the moon rise, these quiet pleasures are amplified by the stillness of a calm bay. Many remote anchorages don’t have phone signal, which only adds to the sense of detachment. Without distractions, the boat becomes its own quiet world. ### **Look Up and Stargaze** Croatia’s secluded bays offer incredible stargazing opportunities. Far from artificial lights, the night sky becomes a wide-open canvas. On clear nights, you can often spot the Milky Way, shooting stars, and familiar constellations. Even without a stargazing app or guide, lying back and watching the stars can be a meditative and awe-inspiring experience. It’s also a perfect moment for families to connect and learn together. ### **Reflect, Recharge, and Connect** Perhaps the greatest gift of anchoring in a quiet bay is the space to simply be. With no rushing, no noise, and no schedules, you can slow down and reconnect—with yourself and with those around you. It’s during these moments that deeper conversations unfold, laughter comes easily, and silence becomes something to savour. These are the kinds of memories that last long after the trip ends. ### **Conclusion: When the Calm Bay Becomes the Soul of the Journey** While Croatia offers vibrant towns, excellent cuisine, and lively marinas, it’s often the peaceful evenings at anchor that leave the most lasting impressions. These moments offer a quieter kind of luxury—one shaped by nature, calm, and presence. When planning your next sailing route, make room for a few quiet bays. Let the Adriatic show you its gentlest side. Let the wind guide your boat, and let the stars become your ceiling.

Sailing with Kids: Fun Onboard Activities to Keep Them Entertained

A sailing vacation in Croatia with kids is a wonderful way to create lasting family memories. Island-hopping, swimming in turquoise waters, and enjoying the sea breeze are all part of the fun—but there will be quieter moments too. Whether it’s during a calm stretch at sea, downtime after lunch, or a break from the sun, having a variety of activities planned helps keep kids engaged and happy throughout the trip. Here are some creative and practical ideas to keep kids entertained while sailing. ### **Make Them a Part of Sailing** Kids are naturally curious and love hands-on learning. Giving them simple sailing-related tasks can help them feel like part of the crew. With supervision, children can learn to steer the boat, tie basic knots, read a compass, or help raise the sails. To make it even more engaging, turn these tasks into games—such as knot-tying competitions or spotting the most boats on the horizon. These moments are fun and educational, and they also build confidence and encourage teamwork. ### **Set Up a Treasure Hunt** Treasure hunts are always exciting, but even more so at sea. You can hide small toys, sweets, or even seashells collected during island visits throughout the yacht. Create a simple map or write clues to lead the kids on their adventure. Adding a theme—like pirates, sea creatures, or Croatian legends—makes the activity even more creative. Encourage the kids to dress up or draw their own treasure maps to use on future hunts. ### **Create a Creative Corner** A shaded area on deck or a corner of the saloon can become a mini art station. With a few basic supplies—colored pencils, stickers, glue sticks, and paper—kids can draw, write travel journals, or create their own postcards and souvenirs using items found during the trip. One great idea is to have them make a sailing logbook, filled with pictures, notes, and memories from each island visited. It’s a fun way to stay busy and creates a special keepsake they’ll treasure. ### **Plan Themed Activity Days** Introducing themed days adds excitement and variety to the trip. For example, a “Marine Explorer Day” could include snorkeling in shallow bays, identifying fish, and learning about marine life. A “Croatian Culture Day” could involve learning a few Croatian words, sampling local snacks, or helping prepare a traditional dish on board. Themes help keep things interesting, especially on days when swimming or going ashore isn’t possible. Add matching games, stories, or crafts to make the day complete. ### **Stargazing and Storytelling Nights** As the sun sets and the yacht anchors for the night, the deck becomes a perfect place for stargazing. Use a basic star map or a mobile app to help identify constellations. Kids are often fascinated by the night sky, especially far from city lights. Storytelling pairs well with stargazing. Make up tales about sailing adventures, sea creatures, or legends of the islands. It’s a calm, meaningful way to end the day and strengthen the family bond. ### **Bring Compact Games and Entertainment** For quiet moments or rainy spells, small board games, card games, and puzzles are great. Choose travel-sized versions that don’t require a lot of space or setup. Games like Uno, Dobble, or Connect Four work well in the cozy confines of a yacht. Audiobooks and music playlists are another easy way to entertain. Download them in advance in case internet connection is limited. Audiobooks based on sea adventures or Croatian folktales can match the mood of the trip perfectly. ### **Use Water Time Creatively** Swimming is a highlight of any sailing trip, and kids usually can’t get enough of it. Add structure to water time by organizing floating toy games, short swim races, or guided snorkel sessions. Bringing items like inflatable rings, paddleboards, or even water balloons adds more fun to the mix. Always supervise kids closely during water play, and make sure they wear life jackets when appropriate, especially during jumps from the boat or in deeper areas. ### **Make Fun Part of the Daily Routine** While sailing allows for freedom and flexibility, kids often do well with a little structure. Having a general daily rhythm—morning activities, swim time, creative breaks, and family meals—can help everyone feel settled. Planning one or two “special” things each day gives kids something to look forward to without making the day too rigid. ### **Making the Journey Just as Fun as the Destination** Sailing with kids doesn’t mean sacrificing relaxation or fun—it just requires a little extra planning. Engaging activities can turn the journey itself into an exciting adventure. When kids are entertained, curious, and included, the trip becomes more enjoyable for the whole family. With the right mix of learning, creativity, and play, your sailing holiday in Croatia could become one of their most cherished childhood memories.

What Happens If You Damage the Boat? Understanding Charter Insurance and Deposits

Sailing in Croatia is a fantastic way to explore hidden coves, hop between islands with friends, or enjoy a peaceful sunset from the deck. However, as with any activity involving valuable equipment, sailing comes with responsibilities. If you charter a yacht, it's essential to understand what happens in case of damage and how insurance and security deposits work to protect both you and the charter company. Being informed before you depart helps you relax and prevents unpleasant surprises during or after your trip. ### **Why Charter Insurance Matters** Every charter yacht in Croatia is legally required to have third-party liability and hull insurance. These policies cover most major accidents involving the vessel. However, insurance coverage does not completely relieve the charter client of financial responsibility. Most charter contracts include a deductible, which the client is expected to pay before insurance covers the rest. This is where the security deposit comes into play. ### **Understanding the Security Deposit** A security deposit is required when booking a yacht charter. This deposit acts as a financial safety net in case of damage during your charter period. The amount varies depending on the type and size of the yacht but usually ranges from a few hundred to several thousand euros. The deposit is either pre-authorized on your credit card or paid directly to the charter company before departure. If no damage is reported at the end of your trip, the full deposit is refunded. However, if the boat is damaged due to negligence, improper handling, or an accident during your stay, the charter company may retain part or all of the deposit to cover repairs, up to the value of the insurance deductible. ### **What Insurance Covers** Standard yacht insurance typically covers major damage such as structural issues, hull damage, engine failure (when not caused by misuse), and accidents due to unforeseen events or bad weather. It may also cover liability for injuries or damage caused to third parties or other boats while sailing. However, many things are not included in standard charter insurance. These may include personal belongings, minor damage like broken kitchenware or stained cushions, and any damage caused by gross negligence or violation of the charter agreement. In such cases, you may be liable for costs that exceed the amount of the security deposit. ### **Options: Damage Waiver or Insurance Upgrade** Many charter companies offer optional damage waivers or upgraded insurance packages to help reduce your financial risk. A damage waiver is a non-refundable fee paid at the time of booking or check-in. In exchange, it either lowers or completely removes the need for a large security deposit. This option can be particularly useful for less experienced sailors or travelers who prefer not to have a large sum held during the trip. Like all insurance-related products, damage waivers come with exclusions and limits, so it’s important to read the terms carefully before accepting this option. ### **The Role of the Skipper** If you’re hiring a professional skipper, some responsibility for the yacht’s condition shifts to them. A licensed skipper is expected to operate the yacht safely, avoid risky situations, and follow proper navigation and mooring procedures. However, you are still responsible for any damage caused by your own actions—such as breaking interior items, mishandling equipment, or not following instructions. Having a skipper on board reduces the risk of accidents, especially if you or your group are not experienced sailors. Their expertise helps avoid common issues, especially during docking, anchoring, and navigating narrow or crowded areas. ### **Damage Response** If any damage occurs during your charter, it’s important to report it immediately to the skipper and charter company. Take clear photos, describe what happened, and follow the procedure outlined in your charter contract. Being honest and proactive helps resolve the situation fairly and efficiently. After the trip, the charter company will inspect the yacht. If repairs are needed, they may deduct the cost from your deposit. For more significant damage, an official insurance claim may be filed, which could take several weeks to process. ### **Finally, Sail Smart and Stay Informed** Even experienced sailors encounter accidents at sea. That’s why it’s crucial to understand your insurance coverage and security deposit terms before departure. Always read your charter agreement carefully, ask questions during check-in, and treat the yacht with care and respect. With the right preparation, sailing in Croatia can be one of the most rewarding experiences of your life. Stay alert, use common sense, and respect the yacht to protect both your vacation and your wallet.